Take Care Of Today
We'll Wait
Whether it's food, medicine, or daily essentials — get what matters now and pay later, No interest. Just peace of mind when you need it most.
Check Availability in Your City
Get What You Need Today And Pay Layta With Stress-Free.
At Layta, we understand the pressure of stretching a salary through the month. That's why we've created a simple way to help hardworking people like you access basic needs, without financial stress.
Whether it's food for your family, baby supplies, or household items,you can shop now at any grocery store, and pay later at the end of the month. No delays.
Growing Fast
And Just Getting
Started
300+
Users joined in the first 10 days
92%
Rated us 4 stars or higher
800+
Merchants already on the waitlist
Help Customers Buy More.
Grow Your Business.
We give your customers the power to shop when they need to — even when cash is tight. You get paid immediately, and they pay later.
Whether you sell groceries, medicine, or daily essentials, our platform helps you increase sales, attract loyal customers, and grow faster — without taking on extra risk.
Enjoy More Freedom With
Flexible Shopping
Life doesn't wait till month-end — and now, you don't have to either. Shop when it matters and pay back when your salary comes in. No stress. No interest.
Get essentials without delay
Zero interest or late fees
Instant access, verified by your job
Shop from trusted nearby stores
Why Layta?
Freedom to Shop:
Pick up groceries, household items, and more whenever you want.
Pay When You're Ready:
No upfront cost. Settle payments at the end of the month.
Zero Interest, No Hidden Fees:
What you see is what you pay.
Accepted Everywhere:
Use Layta at any grocery store near you.
Built for You:
Designed for workers and families.
Sell More, Get Paid Faster
Our merchant app makes it easy to offer flexible payments. Let your customers shop now, pay later,while you get paid instantly, with no extra setup.
Shop Now, Pay Later All From Your Phone
From groceries to essentials, our new mobile app lets you get what you need when you need it and pay back seamlessly when your next paycheck drops.
With Layta, I no longer have to stress when my salary delays. It's been a lifesaver.